If a family desires to have long term care at home, it is referred to as private duty care, and it is often an out-of-pocket expense. This means that paying for private duty care is the responsibility of the individual or family. Payment can be covered in-part or in-full by personal funds; however, there are also many options and programs that can help families cover expenses, such as Long Term Care Insurance policies or Veterans Benefits, as well as accessing home equity through a reverse mortgage, selling assets, or accessing savings.

No. Medicare is a government-funded health insurance program for people over 65; however, aside from rehabilitative care, it does not cover long term care expenses, whether in your home, in an assisted living facility, or in a nursing home. This means that, unfortunately, Medicare does not pay for private duty care. Medicaid will sometimes pay for care based on limited-need and income-based qualifications, however, American In-Home Care does not participate in those programs.

Yes. We accept most Long Term Care Insurance policies, and we have helped hundreds of clients qualify for their Long Term Care benefits. Our Client Care Liaisons can help you better understand the benefits of your policy and how to qualify for care.

Yes, if you contract with us for administrative services and notify your Long Term Care Insurance company to assign the payments to us, we can invoice the Long Term Care Insurance company directly on your behalf for qualified benefits.

Please note we will invoice you separately for services contracted or received beyond those approved by the Long Term Care insurance company. If you choose not to assign the benefits to us, you will pay us directly, and we can then assist you in providing the insurance company with the documentation that they need to reimburse you.

Yes, both parties sign an agreement with no specified contract period. The agreement sets out the fees, terms and other details of the relationship as required by the State of Florida. Your Client Care Liaison can answer any additional questions and provide additional details during your consultation.

Clients (or the responsible party) will be invoiced weekly, and may choose between email, regular mail, or fax delivery. Documentation in the form of a Care Log signed by both the independent contractor care provider and the client is also provided.

There are several options for paying your invoice. We accept all major credit cards. In addition, we can direct debit any authorized checking account. Invoices can also be paid by check. Invoices are due upon receipt.

Yes, you can set up auto payment either by authorized credit card or direct debit ACH payment from your bank. Most clients select one of these options for convenience and simplicity.

No, online payments are not yet available. Most clients establish automatic payment either by authorized credit card or direct debit ACH payment from your bank as a convenient option. We also can take payments over the phone through our accounting department, with a signed authorization form.

You have a choice. If elected, we can invoice you the total amount, and then disburse funds to the independent contractor care provider(s) on your behalf as part of our administrative services. The other option is for you to pay your care provider directly, and we will then only invoice you for our registry referral fees.